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Showing posts from November, 2023

Försäkringskassan Swedish Social Insurance Agency

  Swedish Social Insurance Agency In Sweden we have a publicly funded social insurance that will provide financial security during the different stages of life. Swedish social insurance includes insurance and contributions to families with children, to people with a disability or illness, and to the elderly. Social insurance is financed by taxes and contributions. Försäkringskassan is a very important part of the Swedish welfare system.   Their website  describes it the best as well as explains how you apply using your bankID. Here you will receive benefits such as "barnbidrag" and benefits/deductions when going to the dentist, when you are out of work or when you need parental leave.  If you have bankID you can easily register by entering the website. If you have not received bankID, you can still request a physical form where you can fill in by hand and send by post to Försäkringskassan. I recommend waiting until you receive a BankID because you will need a person ...

How healthcare works in Sweden

Swedish healthcare is largely tax-funded. The Swedish healthcare system is financed by a social insurance that provides all citizens with subsidized  healthcare through the government. You will need a  personnummer (personal identity number)  to use the public healthcare system. Once you do have a personal number, public healthcare visits will average between 110 to 300 SEK (12–35 USD) depending on your county. Specialist appointments will be around 400 SEK (45 USD). Having a private health insurance plan is not common, but those who choose it can expect to pay around 4,000 SEK per year (460 USD).   Self-care when your child is sick:  https://www.1177.se/sa-fungerar-varden/lagar-och-bestammelser/barns-och-vardnadshavares-rattigheter-i-varden Primary care centres (Vårdcentraler) The primary care centre (vårdcentralen or husläkarmottagningen), treats adults and children for non-urgent illnesses and complaints, e.g. sore throats, a high temperature in children, uri...

Holidays in Sweden

The Employee has the right to absence with preserved salary on public holidays as defined by law about public holidays: ”Lag (1989:253) om allmänna helgdagar”. Note that "påskafton", "pingstafton", "midsommarafton", "julafton" and "nyårsafton" are considered Sundays and are free days. Link for the public holidays 2023:  Sweden Public Holidays 2023 - PublicHolidays.se  

Payslip-words that occurs in the payslip

Below you see some translations of words that occurs in the payslip:    Regarding vacation Kvarvarande semesterdagar = Remaining vacation days  Betalda = Paid days Obetalda = Unpaid days Sparade = Saved paid days  Regarding payment Bruttolön =  Gross salary  (y our salary before taxes) Skatt =  Withholding Tax Preliminär arbetsgivaravgift  =  Payroll Tax